JOB VACANCIES ON BNI

A Challenging Executive Management Position

I. Vice President - Small & Medium Enterprise (SME) Business Development (Code - A)

Responsibilities :

1. Refine strategic blue print of mass lending for SME
2. Develop integrated capacity planning for all lending outlets
3. Design & develop integrated sales, monitoring, collection and recovery system
4. Conduct extensive performance tracking, financial analysis, monitoring and reporting business performance
5. Ensure adherence to corporate governance by tracking and monitoring the governance indicator and regularly reviewing business continuity plans
6. Coordinate business performance of related projects

Requirements :

1. Minimum 10 years of working experience in banking industry, preferably in mass lending business development
2. Have experience in leading sales and collection force nation wide
3. Have broad SME business network
4. Good knowledge in IT system for mass SME business and related banking activities
5. Strong communication skill and entrepreneurship
6. Strong team and projects leadership skills
7. Fluent in both spoken and written English
8. Bachelor and/or Master Degree from reputable university
9. Maximum age of 45 years old by February 01, 2009

II. Marketing & Business Development in Wealth Management and Card Business

• Assistant Vice President - Marketing & Business Development in Wealth Management (Code - B)

• Assistant Vice President - Marketing & Business Development in Card Business (Code - C)

• Marketing & Business Development Manager in Card Business (Code - D)

• Marketing & Business Development Assistant Manager in Card Business (Code - E)

Responsibilities :

1. Manage business & marketing strategy
2. Manage marketing communication
3. Conduct research and development
4. Expand & maintain business networking & business opportunities
5. Handle marketing activities including promotion, branding, etc
6. Handle product management & development
7. Develop business & creative of special event

Requirements :

• Working experience :
  For Code - B position, minimum 7 years of working experience in banking and/or financial industry (preferably in wealth management), especially in marketing & business development
  For Code - C position, minimum 7 years of working experience in card business and/or consumer goods, brand principal, especially in marketing & business development
  For Code - D position, minimum 5 years of working experience in card business, especially in marketing & business development
  For Code - E position, minimum 3 years of working experience in card business and/or brand principal as marketing & business development
  1. Strong communication skill, entrepreneurship and broad networking
  2. Strong team and projects leadership skills
  3. Actively seeks independent learning activities, especially in the latest strategic marketing ideas
  4. Fluent in both spoken and written English
  5. Bachelor and/or Master Degree from a reputable university
  6. Maximum age by February 01, 2009 :
  * For Assistant Vice President : 35 years old
  * For Manager : 30 years old
  * For Assistant Manager : 28 years old

III. Assistant Vice President - Product Development in Consumer Banking (Code - F)

Responsibilities :

1. Manage product life cycle
2. Conduct feasibility studies
3. Define business requirement with business units
4. Collaborate with IT and operation in developing / designing products

Requirements :

1. Minimum 7 years of working experience in the banking or financial industry, preferably in product development
2. Strong knowledge of banking operational workflow and banking policy
3. Strong IT background
4. Strong communication skill
5. Strong team and projects leadership skills
6. Demonstrate ability to work in a performance driven environment
7. Fluent in both spoken and written English
8. Bachelor and/or Master Degree from a reputable university
9. Maximum age of 35 years old by February 01, 2009

IV. Assistant Vice President - Marketing & Communication (Code - G)

Responsibilities :

1. Identify and understand key market drivers Maintain effective external interaction/market scanning
2. Identify strategies for increasing profi ts
3. Manage matrix and alliance organizations
4. Establish implementation plan
   

Requirements :

1. Minimum 7 years of working experience in banking industry and/or insurance, telecommunication, consumer goods, especially in marketing & communication
2. Strong communication skill, entrepreneurship and broad networking
3. Actively seeks independent learning activities, especially in the latest strategic marketing ideas
4. Fluent in both spoken and written English
5. Bachelor and/or Master Degree from a reputable university

A Bright Future with Officer Development Program Entry Level Position for Executive Management Position

I. Relationship Officer (Code - H)

II. IT Officer (Code - I)

III. Quality Assurance (Code - J)

IV. General Banking Officer (Code - K)

V. Accounting/Financial Analyst (Code - L)

VI. Credit Officer (Code - M)

Requirements :

1. Bachelor Degree from a reputable university majoring in Economics, Engineering, Mathematical & Statistical Science, Agriculture, Fishery, Forestry, Plantation, Animal Husbandry, Law and Business Administration.For code - M Position, hold a Master Degree in Finance/Accounting or Engineering from a reputable university (local/overseas)
2. Minimum GPA
   Master Degree : 3,50 (scale 4)
   Bachelor Degree : 2,75 (PTN) and 3,00 (PTS) scale 4
3. Fluent in both spoken and written English
4. Maximum age by February 01, 2009 :
   For code H – code L position : 26 years old
   For code M position : 28 years old
5. Previous involvement in organizations is an advantage

A Rewarding Non–Executive Position (Assistant)

I. Teller (Code - N)

II. Sales (Code - O)

III. Processing (Code - P)

Requirements :

1. Diploma or Bachelor Degree from any discipline (fresh graduate/ experienced)
2. Minimum GPA : 2,75 (PTN) and 3,00 (PTS) scale 4
3. Single Male/Female
4. Maximum age of 24 years old by February 01, 2009
5. Minimum height : Female 155 cm, Male 165 cm
6. Has an interest in services, sales, marketing and/or credit processing
7. Familiar with the Office Applications and internet

GENERAL REQUIREMENT :
Please apply only if you meet the requirements
For code A - code M positionKindly register and enter the resume at our website (https://www.bniapplicationform.net)
For code N - code P positionKindly submit the comprehensive resume to the nearest BNI Branch and mark position code on the envelope
All application forms should be submitted not later than February 21, 2009

Attention : Please Confirm That The Application Form is : https://www.bniapplicationform.net

Lowongan kerja Bisnis Indonesia

URGENTLY REQUIRED......!!!!

PT Jurnalindo Aksara Grafika (Bisnis Indonesia ) was looking for ACCOUNT EXECUTIVE to be placed in East Java Branch Office

REQUIREMENTS
1) Maximum age 27 years old
2) Minimal education s1 management (marketing)
3) A year experience on the same field would be great
4) Able to work under pressure
5) Able to work with target
6) Able to work with team and individual
7) Willing to be placed in surabaya (preferably living in surabaya)

Send your CV by email to : sdm_bisnis@yahoo.com. Or it may send by mail to :
Perwakilan Bisnis Indonesia Surabaya
Up: Bpk. Galih Prakoso (Kepala Perwakilan Surabaya)
Jln. Opak No. 01, 60241 Surabaya

Biker's Tips

Rainy...rainy....
Wet...
Everyday cloudy...
Flood everywhere...
Humphh.....

Humphh....some people were complaining on this season.

Rainy....rainy....everyday rain. Some people were happy, some people were not.

Especially for them who have bike, working using bike.

So are you one of it, a biker ? As a biker in the rainy season is surely such a bother
These are a few - usefull tips as the rain showering down for you while getting a travel

Dont forget, they are, at first, take your boot, hand gloves and full- face helmet
then put them on to prevent from a wet.
Secondly, clothe a thick raincoat, so won't catch a cold for you. The most important is to make sure yourself that your light is still swicthing on, especially help you tobe prevented from a traffic accident. Drive your speed by decreasing slower than before and keep it. If you feel a bit clammy, put off your helmet a while to prevent from it.
If you were into a wet weather showering down so hard, should not be suggested to run faster. Please, it would be better to stop your travel, didn't push yourself to run. How better it is for you to wait patiently untill a wet weather calm down or at least be a drizzle.

So guys, those are all above. Hopefully these tips help you in driving. have a nice day and drive safely

Banjir diantara “Banjir”

Bengawan Solo menebar ancaman. Hujan deras yang mengguyur sejak Jumat (30/Jan) siang hingga Sabtu dini hari membuat hulu sungai terpanjang di Pulau Jawa itu kembali meluap. Air bah segera menggenangi kota-kota di Jawa Tengah yang berada di sekitarnya, seperti Tanon, Sragen, dan sebagian wilayah Solo bagian selatan. Mulai kemarin (1/Feb) luapan sungai legendaris itu menyasar ke kota-kota wilayah timur seperti Pati, Kudus, Demak, dan Blora di Jawa Tengah. Tarikan gravitasi juga menyebabkan air Bengawan Solo meluap dan menerjang permukiman penduduk di Jawa Timur. Misalnya, Madiun, Ngawi, Bojonegoro, dan Gresik.

Banjir yang telah menjadi langganan dari tahun ke tahun, kali ini tidak hanya menenggelamkan jalan, rumah dan lahan pertanian warga. Yang menarik, kedatangan banjir air bengawan tahun ini juga bertepatan dengan “banjir janji” dari para caleg lewat poster-poster mereka yg banyak bertebaran pringas-pringis di mana-mana. Akibat dari kedua banjir tersebut tentu saja beda. Kalau banjir air, meski menimbulkan korban yg tidak sedikit, minimal masyarakat masih bisa legawa menerima. Begitu banjir surut, kegiatan warga akan kembali normal, perekonomianpun kembali bergerak. Nah, kalau banjir janji, setelah pemilu baru terasa akibatnya. Begitu caleg yg posternya pringas-pringis tadi terpilih dan duduk di kursi wakil rakyat –seperti yg sudah-sudah– banjir janji yg sebelumnya mereka tulis besar-besar akhirnya jadi kebohongan besar pula. Masyarakatpun akan menanggung akibatnya, selama 5 tahun ke depan akan disuguhi pertunjukan korupsi, tipu-tipu anggaran, bolos sidang, ngelencer dll kelakuan buruk para anggota hew, eh dewan yg katanya terhormat (yg jelas bukan kata saya!). Ah, mudah-mudahan saja masyarakat juga bisa legawa, bukankah mereka dari dulu sudah biasa disuguhi hal-hal seperti itu?

(dikutip dari Jawa Pos)

So, guys... What do u think about it?

What the Handphone for.....

Smart Phone

A smartphone is a mobile phone offering advanced capabilities beyond a typical mobile phone, often with PC-like functionality. There is no industry standard definition of a smartphone.For some, a smartphone is a phone that runs complete operating system software providing a standardized interface and platform for application developers.For others, a smartphone is simply a phone with advanced features like e-mail and Internet capabilities, and/or a full keyboard. In other words, it is a miniature computer that has phone capability.

DEFINITIONS

There is no agreement in the industry about what a smartphone actually is and definitions have changed over time. According to David Wood, EVP at Symbian, "Smart phones differ from ordinary mobile phones in two fundamental ways: how they are built and what they can do." Other definitions put different stresses on these two factors...
"With smart phones it's just one evolution in one evolution, so it might that the actual device at some point ... will become even smaller and we will not call it a phone anymore, but it will be integrated ... the deal here is to make the device as invisible as possible, between you, and what you want to do," says Sacha Wunsch-Vincent at the OECD.
Most devices considered smartphones today use an identifiable and open operating system, often with the ability to add applications (e.g. for enhanced data processing, connectivity or entertainment) - in contrast to regular phones which only support sandboxed applications (like Java games)[citation needed]. These smartphone applications may be developed by the manufacturer of the device, by the network operator or by any other third-party software developer, since the operating system is open.[citation needed].
In terms of features, most smartphones support full featured email capabilities with the functionality of a complete personal organizer. Other functionality might include an additional interface such as a miniature QWERTY keyboard, a touch screen or a D-pad, a built-in camera, contact management, an accelerometer, built-in navigation hardware and software, the ability to read business documents in a variety of formats such as PDF and Microsoft Office, media software for playing music, browsing photos and viewing video clips, internet browsers or even just secure access to company mail, such as is provided by a BlackBerry. One common feature to the majority of the smartphones is a contact list able to store as many contacts as the available memory permits, in contrast to regular phones that has a limit to the maximum number of contacts that can be stored.

(taken from Wikipedia)

Bats

Two bats are going for their midnight feed.
After an hour or so, one bat gets tired of looking and goes home with no blood.

The other bat comes home with blood dripping from its mouth. The first bat says enviously, "Where did you get all that blood from?"
The second bat replies, "Follow me. I`ll show you."
After awhile the second bat leads them to a cave. He says, "You see that wall over there?"
The hungry bat excitedly says, "Yes!"
Other bat says, "I didn't."

Tips Melamar Pekerjaan

1. JANGAN TERLALU BANYAK MENGGUNAKAN SINGKATAN

Dgn Hrmt.ttrk dgn ikl lwg krj yg dmt pd srt kbr edisi sls , sy brmskd mengisi lwg yg bpk bthkn , rdri thn 1999 - 2004 , sy tlh bkj di aptk km farma , di bag cln srv. dri thn 2004-2005 , sy bkj di LC bank sbg kabag keu. dri thn 2005- smp skrg jd tkg pkr di BIp

2. JANGAN TERLALU BANYAK LAMPIRAN……… ……… …..

sebagai bahan pertimbangan bapak , bersama ini saya sertakan :

a. foto copy KTP bapak saya

b. pas foto saya waktu disunat

c. surat kelakuan baik seluruh keluarga saya

d. bon hutang selama 1 tahun!

e. proposal permintaan sumbangan pembangunan mesjid di Rt saya………… . ……… ……… ………

3. SOK RELIGIUS

Puji Tuhan Alam semesta dan jagad raya ini,Sebagai sesesama manusia ciptaan ilahi sudah sewajarnya untuk saling tolong menolong.Dikatakan "Hai orang-orang saleh berbuatlah untuk kebaikan sesama."Bapak direktur yang terhormat semoga bapak tidak menyecewakan saya dengan lamaran saya ini.Semoga bapak menerima pahala disisinya apabila bapak menerima saya sebagai karyawan bapak. Salam sejahtera damai semesta alam… amin…….. ..

4. BAHASANYA SOK GAUL

Dgn hromat banget , boss!!!!halo boss , capee deeehhh!!!! apa kabar nich…..?baik baik aja dong , iya kan iya dong , bener kan bener dong….?saya mo ngelamar kerja nich..boleh dong…please. ..boleh ya………

5. BAHASANYA SOK PREMAN.

gue pernah kerja di kantor bokap , tapi lantaran gue sering bolos samasering ngegodain skertaris kantor , gue dikeluarin , setan bangetdeehhh!!!!makanya sekarang gue ngelamar kerja di kantor elo , ga usah khawatirsoal jabatan deh…..gue sih yg penting dibayar gede sama elo.ok deh!! gue tunggu panggilan kerja dari elo di rumah gue , kalo sampetiga hari belom juga ada panggilan , elo bakal tau sendiri akibatnya… .!!!!!!!

6. BAHASANYA SOK AKRAB.

Dengan hormat ,hai apa kabar nih…? baik baik aja kan …?saya juga ketika menuli! s surat ini dalam keadaan sehat wal afiat , semoga kamu juga baik baik aja seperti saya disini.ngomong ngomong gimana kabar anak anak , sehat kan ..? istri pasti makin cantik aja…..salam aja y! a buat mereka. oya ..hampir lupa , say bermaksud melamar pekerjaan pada perusahaan kamubisa kan ,.,,..?

7. TERLALU RESMI DAN BERTELE TELE.

Dengan hormat,setelah saya membaca iklan lowongan pekerjaan di surat kabar ternama di ibukota , saya sangat tertarik dengan iklan yang anda muat disitu.oleh karena itu saya bermaksud untuk melamar pekerjaan tersebut dan juga sekalian harapan saya , dengan surat lamaran ini kita bisa mempererat tali silaturahmi antara kita berdua , bukankah dalam agama pun telah diterangkan betapa pentingnya arti sebuah silaturahmi

The use of Teabag

Do you like tea? Don’t throw away your used teabag.

We can use it to rid of the black area around our eyes. Not only the teabag, but also there’s others natural matter that we can use.

Try this recipe. Mix lemonade, cucumber’s water and lanoline cream. Put on those area and wait till 15 minutes. Then clean it up.

Or you may try this one, freeze cucumber’s water, wipe on the black area around eyes. Or you also can put crushed mints leaves around your eyes.

But the best way is take an enough and tight sleep, also consume Zinc and vitamin E.

New Family Members

Hip..hip..hurray....

Please welcome the new members of family...

* Great news from Sist Conie 'n Bro Andik, On 2nd January 2009, was born a beautifull Princess in RS Hermina Tangkuban Perahu, Malang.

* The others come from Bro Dika, On 3rd January 2009, a gorgeous Princess also come to the world in Banjar.

Both were healthy, beautifull, gorgeous. Thank to God...

Hopefully both of them can be a great n proudfull daughther...

A good pray always whispered for them and their parents...

Congratulations to Sist Conie&Bro Andik, Bro Dika....

Love n Hugs,

EECrs

** Happy New Year **

New day has begun…
New year has begun…

Fresh Year …
Fresh Hopes …
Fresh Plans …
Fresh Efforts …

May 2009 delight you with Health, Happiness ‘n Success

Happy New Year 2009 everyone…

WE THRIVE ON CHALLENGES!!

A Sweet Poem by Andri"Om Bakrie"

Dulu kami seia sekata

Dulu kami bercanda ria saling berbagi cerita dan ide

Bergandengan berpeluk mesra

Tetapi kini hampa rasanya...


Sungguh sedih derita dihati

Canda riang kini tiada lagi

Yang ada hanyalah kerinduan...


Sungguh pandai "Kerinduan" bersemi di hati

Ku cari obat di Apotek tidak ada yang jual

Ku tak bisa berkelit di hati

Rinduku padamu jua


Sengaja aku datang padamu

Lama nian tiada bersua

Ingin diriku mengenang kembali

laksana nonton layar tancap bersama...


Kuberharap padamu ya Robbi

Smoga yang pergi datang kembali...


(dedicated to Alumni EECers wherever they are and Happy Anniversary of EEC 2008)

Invitation for EECrs

Dear all,

Hereby, the Board 2008/2009 period invite you all for the Celebrating of EEC Anniversary. Please come on Tuesday, 23rd December 2008 on 3pm in Basecamp.
Your coming is expected.


Best regards,

EECrs

Bro Rendy Wedding Invitation

Congratulation for the Wedding
May God bless your wedding
May God always blessing your marriage
Be a great family, "dunia akhirat" and live happily ever after till your great great grandchild and live together as always till Death separated

Love and Hugs,

Your Fams
EECrs

Lowongan PT Jurnalindo Aksara Grafika

PT Jurnalindo Aksara Grafika were looking for ACCOUNT EXECUTIVE to be placed in East Java Branch Office.

Requirements
1. Maximum age 27 years old
2. Minimal education S1 Management (Marketing)
3. A year experience on the same field would be great
4. Able to work under pressure
5. Able to work with target
6. Able to work with team and individual
7. Willing to be placed in Surabaya (preferably living in Surabaya)

Send your CV by email to : sdm_bisnis@yahoo.com. Latest application should be received 14 days after 9 December 2008. Or it may send by mail to :
Perwakilan Bisnis Indonesia Surabaya
Up: Bpk. Galih Prakoso (Manager Perwakilan Surabaya)
Jln. Opak No. 01, 60241 Surabaya

Jokes in Indonesian

Guyonan 1. Asal sebuah nama:
diberi nama apa spy besar pandai berkebun??
ROSman..
Diberi nama apa spy besar nanti gagah perkasa?
SUPARman..
Diberi nama apa spy besar nanti berani bertanya?
ASman..
Diberi nama apa spy besar nanti sibuk terus?
BISIman..
Diberi nama apa spy besar nanti klo ujian ga usah ngulang??
HERman..
Diberi nama apa spy besar nanti jd org yg berwibawa?
JAIMan..
Diberi nama apa spy besar nanti jd pemain musik?
BASman..

Guyonan 2.BATMAN :
Batman kalo kondangan pake apa?
BATik..
Batman suka sakit apa?
BATuk BATdahak..
Batman manggl dirix apa?
BETa..
Kalo batcavex kebanjiran, jd apa?
BETchek..
Trus, batman tdr d?
karBET..
Obatx batman?
BETadine..
Makanan favoritx?
BETagor..
Film favoritx?
sinBET..
Tokoh kartun favoritx?
BET simpson,
Batman kalo terjun ddunia krimanal jd?
jamBET..
Kenapa pulang BET-gaul, batman jd kesel?
Soalx mobilx keseremBET. Gara2 itu hdp batman jd riBET..

Lowongan PT Asuransi Raksa Pratikara

PT Asuransi Raksa Pratikara an Insurance Company looking forward for ADMINISTRATION STAFF that will be placed in Malang.
With some qualification ;
1. Min Education is Senior High School / SLTA
2. No experience needed
3. Salary negotiable
4. can use Computer (Ms. Office)

Further information can be seen in www.karir.com

MANFAAT COKLAT

Kata coklat berasal dari xocoatl (bahasa suku Aztec) yang berarti minuman pahit. Suku Aztec dan Maya di Mexico percaya bahwa Dewa Pertanian telah mengirimkan coklat yang berasal dari surga kepada mereka. Cortes kemudian membawanya ke Spanyol antara tahun 1502-1528, dan oleh orang-orang Spanyol minuman pahit tersebut dicampur gula sehingga rasanya lebih enak. Coklat kemudian menyebar ke Perancis, Belanda dan Inggris. Pada tahun 1765 didirikan pabrik coklat di Massachusetts, Amerika Serikat.

Dalam perkembangannya coklat tidak hanya menjadi minuman tetapi juga menjadi snack yang disukai anak-anak, remaja, maupun orang dewasa. Selain rasanya enak, coklat ternyata berkhasiat membuat umur seseorang menjadi lebih panjang. Suatu studi epidemiologis telah dilakukan pada mahasiswa Universitas Harvard yang terdaftar antara tahun 1916-1950. Dengan menggunakan food frequency questionnaire berhasil dikumpulkan informasi tentang kebiasaan makan permen atau coklat pada mahasiswa Universitas Harvard.

Dengan mengontrol aktivitas fisik yang dilakukan, kebiasaan merokok, dan kebiasaan makan ditemukan bahwa mereka yang suka makan permen/coklat umurnya lebih lama satu tahun dibandingkan bukan pemakan. Diduga antioksidan fenol yang terkandung dalam coklat adalah penyebab mengapa mereka bisa berusia lebih panjang. Fenol ini juga banyak ditemukan pada anggur merah yang sudah sangat dikenal sebagai minuman yang baik untuk kesehatan jantung. Coklat mempunyai kemampuan untuk menghambat oksidasi kolesterol LDL (kolesterol jahat) dan meningkatkan fungsi kekebalan tubuh, sehingga dapat mencegah risiko penyakit jantung koroner dan kanker.

Selama ini ada pandangan bahwa permen coklat menyebabkan caries pada gigi dan mungkin juga bertanggung jawab terhadap munculnya masalah kegemukan. Tak dapat disangkal lagi bahwa kegemukan adalah salah satu faktor risiko berbagai penyakit degeneratif. Tetapi studi di Universitas Harvard ini menunjukkan bahwa jika Anda mengimbangi konsumsi permen coklat dengan aktivitas fisik yang cukup dan makan dengan menu seimbang, maka dampak negatip permen coklat tidak perlu terlalu dikhawatirkan.

Menurut kepercayaan suku Maya, coklat adalah makanan para dewa. Rasa asli biji coklat sebenarnya pahit akibat kandungan alkaloid, tetapi setelah melalui rekayasa proses dapat dihasilkan coklat sebagai makanan yang disukai oleh siapapun. Biji coklat mengandung lemak 31%, karbohidrat 14% dan protein 9%. Protein coklat kaya akan asam amino triptofan, fenilalanin, dan tyrosin. Meski coklat mengandung lemak tinggi namun relatif tidak mudah tengik karena coklat juga mengandung polifenol (6%) yang berfungsi sebagai antioksidan pencegah ketengikan.

Di Amerika Serikat konsumsi coklat hanya memberikan kontribusi 1% terhadap intake lemak total sebagaimana dinyatakan oleh National Food Consumption Survey (1987-1998). Jumlah ini relatif sedikit khususnya bila dibandingkan dengan kontribusi daging (30%), serealia (22%), dan susu (20%). Lemak pada coklat, sering disebut cocoa butter, sebagian besar tersusun dari lemak jenuh (60%) khususnya stearat. Tetapi lemak coklat adalah lemak nabati yang sama sekali tidak mengandung kolesterol. Untuk tetap menekan lemak jenuh agar tidak terlalu tinggi, ada baiknya membatasi memakan cokelat hanya satu batang saja per hari dan mebatasi mengkonsumsi suplement atau makanan lainnya yang mengandung catechin seperti apple dan teh.

Dalam penelitian yang melibatkan subyek manusia, ditemukan bahwa konsumsi lemak coklat menghasilkan kolesterol total dan kolesterol LDL yang lebih rendah dibandingkan konsumsi mentega ataupun lemak sapi. Jadi meski sama-sama mengandung lemak jenuh tetapi ternyata efek kolesterol yang dihasilkan berbeda. Kandungan stearat yang tinggi pada coklat disinyalir menjadi penyebab mengapa lemak coklat tidak sejahat lemak hewan. Telah sejak lama diketahui bahwa stearat adalah asam lemak netral yang tidak akan memicu kolesterol darah. Mengapa? Stearat ternyata dicerna secara lambat oleh tubuh kita dan juga diabsorpsi lebih sedikit.

Sepertiga lemak yang terdapat dalam coklat adalah asam oleat yaitu asam lemak tak jenuh. Asam oleat ini juga dominan ditemukan pada minyak zaitun. Studi epidemiologis pada penduduk Mediterania yang banyak mengkonsumsi asam oleat dari minyak zaitun menyimpulkan efek positip oleat bagi kesehatan jantung.

Sering timbul pertanyaan seberapa banyak kita boleh mengkonsusmi coklat? Tidak ada anjuran gizi yang pasti untuk ini, namun demikian makan coklat 2-3 kali seminggu atau minum susu coklat tiap hari kiranya masih dapat diterima. Prinsip gizi sebenarnya mudah yaitu makanlah segala jenis makanan secara moderat. Masalah gizi umumnya timbul bila kita makan terlalu banyak atau terlalu sedikit.

Makan coklat tidak akan menimbulkan kecanduan, tetapi bagi sebagian orang rasa coklat yang enak mungkin menyebabkan kerinduan untuk mengkonsumsinya kembali. Ini yang disebut chocolate craving. Dampak coklat terhadap perilaku dan suasana hati (mood) terkait erat dengan chocolate craving. Rindu coklat bisa karena aromanya, teksturnya, manis-pahitnya dsb. Hal ini juga sering dikaitkan dengan kandungan phenylethylamine yang adalah suatu substansi mirip amphetanine yang dapat meningkatkan serapan triptofan ke dalam otak yang kemudian pada gilirannya menghasilkan dopamine. Dampak dopamine adalah muncul perasaan senang dan perbaikan suasana hati. Phenylethylamine juga dianggap mempunyai khasiat aphrodisiac yang memunculkan perasaan seperti orang sedang jatuh cinta (hati berbunga). Konon Raja Montezuma di jaman dahulu selalu mabuk minuman coklat sebelum menggilir harem-haremnya yang berbeda setiap malam.

Katekin adalah antioksidan kuat yang terkandung dalam coklat. Salah satu fungsi antioksidan adalah mencegah penuaan dini yang bisa terjadi karena polusi ataupun radiasi. Katekin juga dijumpai pada teh meski jumlahnya tidak setinggi pada coklat. Orang tua jaman dahulu sering mempraktekkan cuci muka dengan air teh karena dapat membuat kulit muka bercahaya dan awet muda. Seandainya mereka tahu bahwa coklat mengandung katekin lebih tinggi daripada teh, mungkin mereka akan menganjurkan mandi lulur dengan coklat.

Coklat juga mengandung theobromine dan kafein. Kedua substansi ini telah dikenal memberikan efek terjaga bagi yang mengkonsumsinya. Oleh karena itu ketika kita terkantuk-kantuk di bandara atau menunggu antrian panjang, makan coklat cukup manjur untuk membuat kita bergairah kembali.

Produk coklat cukup beraneka ragam. Misalnya, ada coklat susu yang merupakan adonan coklat manis, cocoa butter, gula dan susu. Selain itu ada pula coklat pahit yang merupakan coklat alami dan mengandung 43% padatan coklat. Coklat jenis ini bisa ditemukan pada beberapa produk coklat batangan. Kandungan gizi coklat bisa dilihat pada tabel.
Coklat Susu Coklat Pahit
Energi (Kal) 381 504
Protein (g) 9 5,5
Lemak (g) 35,9 52,9
Kalsium (mg) 200 98
Fosfor (mg) 200 446
Vit A (SI) 30 60


Belum ada bukti bahwa coklat menimbulkan jerawat. Coklat juga tidak bisa dikatakan sebagai penyebab utama munculnya plaque gigi karena plaque gigi juga bisa timbul pada orang yang mengkonsumsi makanan biasa sehari-hari. Hanya saja coklat perlu diwaspadai, khususnya bagi orang-orang yang rentan menderita batu ginjal. Konsumsi 100 g coklat akan meningkatkan ekskresi oksalat dan kalsium tiga kali lipat. Oleh karena itu kiat sehat yang bisa dianjurkan adalah minumlah banyak air sehabis makan coklat.

Sist Luluk Wed's

Congratulations..............!!!

Our beloved Sist Luluk, just got married, Last Saturday, 8 November 2008 in Jakarta.

Hopefully you n your husband will live happilly ever after...till your grand...grand...grandchild.

Ammmiiiieeeeennnnnn.............


Best regards,

EECrs

The Three Stars

One day avant-garde violinist Malcolm Goldstein, US Ambassador to Spain Eduardo Aguirre, and television's Tony Danza were on a jungle vacation together when they were caught by a tribal group.

Before they were about to be executed, they pleaded to the Queen of the Tribe for mercy. She said, ''Get me something good to eat. If I like it, you will be freed.'' The three men looked at each other and agreed. They then went into the jungle to look for some food

Malcolm Goldstein was the first to come back. He came up to the altar and offered grapes. The Queen tasted one and immediately spat it out. She ordered her servants to shove the rest of the grapes up Malcolm Goldstein's ass. The servants did their duty, and left Malcolm Goldstein lying on the ground screaming.

Eduardo Aguirre was the next to arrive with some yummy apples. The same thing happened to him, but curiously he laughed as the apples were shoved up his ass. Malcolm Goldstein was shocked. Here he was with grapes up his ass howling in pain, but Eduardo Aguirre had several apples in his ass and he was laughing. He asked him ''What the hell are you laughing about?''

A laughing Eduardo Aguirre replied ''Tony Danza's coming back with a watermelon.'''



Have a nice stomachache